My life is in shambles. I have a step-son that is failing all of his classes, and isn t going to graduate (even though I am his teacher, and tutor him every single night). Not only is he failing, but I ve discovered he is obsessed with step-mother step-son taboo porn. He is literally masturbating to thoughts of his step-MOTHER. Even worse though is that I recently took out a loan that I can t pay back in time. Now I find out the bank is requiring a balloon payment or they are going to foreclose on my house. I obviously have been wearing my distress on my face in class, because a few nights later my star student Michael shows up at my house to check on me. He tells me how much he cares about me and offers to pay off the balloon payment. I refuse at first, but he insists. The following week he comes back by the house and not only did he pay the payment, but the entire loan. I have no words to express how I grateful I am. Meanwhile my failure of a step-son is constantly lurking and pou